February 4th, 2009
Each quarter we nominate employees that have best represented each of ThinkCash’s six core values. Winners are recognized at our company Town Hall meeting and receive a cash bonus as well as a coveted Core Values Winner sticker for their nameplate.
Here are the winners for Q1 2009:
Respect the Customer: Jessica S. (Information Technology)
Do the Right Thing: [...]
January 24th, 2009
Last month we introduced a new program called Random Acts of Kindness. It’s PayDay One’s way of giving back to our customers.
Each month, we randomly select a few customers and forgive their loans. Our customer service employees get to make the phone calls and listen to the customer’s reaction. It’s usually a mix of surprise, [...]
January 16th, 2009
A new study by management consulting firm Bretton Woods found that banks and credit unions collected a staggering $37 billion in non-sufficient funds and overdraft fees in 2008. This represents and increase of 97% over the past 3 years.
Furthermore, 80% of overdraft fees ae incurred by about 20% of households. These consumers paid an average of [...]
December 8th, 2008
The FDIC just released a new study of bank overdraft programs. The study confirms what our customers already know - bank overdraft loans are almost always more expensive than short term loans from companies like PayDay One and ThinkCash. In fact, the study calculated that the APR on a typical overdraft transaction can be 3,520 [...]
December 5th, 2008
PayDay One is one of the oldest and largest online payday lenders. We owe our success to over a million hard working Americans that have chosen PayDay One for their emergency cash needs. Recently, we introduced a new program to say “thanks” to our customers. We call it “Random Acts of Kindness” and here’s how [...]
November 17th, 2008
A new study from Dartmouth College suggests that restricting access to payday loans harms, rather than helps, consumers. The study, conducted by Prof. Jonathan Zinman, evaluated the impact of interest rate and loan term restrictions imposed by the State of Oregon in 2007. These restrictions caused most payday lenders to exit the state, reducing consumer [...]
November 6th, 2008
On October 26, several members of Team ThinkCash – our company cycling team – rode in the LiveStrong Challenge, a 90 mile ride through the Hill Country west of Austin. Over 7,000 people participated in the event, raising over $3.7 million to fight cancer. All of our team members finished the ride and they even [...]
November 6th, 2008
Welcome to ThinkCashFinancial.com — the new ThinkCash corporate web site. You may have noticed that there’s a theme to our site: “There’s a story behind every loan”. We understand that behind every loan is a hard working American that came to us because they’re in a financial pinch, and we’re committed to serving those customers [...]
November 6th, 2008
Millions of people across America use payday loans and other emergency cash products to cover bills, avoid bounced checks, or pay for car repair, medical expenses, or other unexpected expenses. At ThinkCash, we receive letters every day from customers thanking us for helping them get through a financial pinch. We’ve shared some of our customers’ [...]
November 6th, 2008
Every quarter, we nominate employees that have best represented each of ThinkCash’s six core values. Winners are recognized at our company town hall meeting and receive a cash bonus as well as a coveted Core Values Winner sticker for their nameplate.
Here are the winners for Q4 2008:
Respect the Customer: Tynesha W. (Customer Support)
Do the Right [...]
