ThinkBlog : The Think Finance Blog

New FDIC Study Highlights the True Cost of Overdraft Programs

December 8th, 2008

The FDIC just released a new study of bank overdraft programs. The study confirms what our customers already know - bank overdraft loans are almost always more expensive than short term loans from companies like PayDay One and ThinkCash. In fact, the study calculated that the APR on a typical overdraft transaction can be 3,520 [...]

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Random Acts of Kindness (guaranteed to make you smile)

December 5th, 2008

PayDay One is one of the oldest and largest online payday lenders.  We owe our success to over a million hard working Americans that have chosen PayDay One for their emergency cash needs.  Recently, we introduced a new program to say “thanks” to our customers.  We call it “Random Acts of Kindness” and here’s how [...]

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